Malta

MALTA • RESIDENCY BY INVESTMENT

Malta Permanent Residence Programme (MPRP)

The Malta Permanent Residence Programme offers non-EU citizens a prestigious Maltese Permanent Residence Permit through investing in the country. Malta joined the European Union in 2004.

Next Citizen • TRUSTED PARTNER

Next Citizen ensures the highest success rates through experience and a solid track-record with the different Governments. Every year, we help hundreds of individuals and families to acquire a second residency or citizenship by investment. Next Citizen successfully helped clients from over 85 countries around the globe. Most importantly, we have a long-term view of ‘client-advisor’ relationships and commit to our clients for life.

PROGRAM OVERVIEW
Processing Time

The average processing time for obtaining Malta Residency by Investment is 4–6 months.

Visa free travel

Visa Free Travel to Europe including 29 countries in the Schengen zone.

Investment type

Real Estate Purchase or Rent + a Non-Refundable Contribution + a Charitable Donation.

Investment cost

Purchase: EUR 375,000 minimum + EUR 37,000 contribution + EUR 2,000 donation
OR Rent: EUR 14,000/year minimum + EUR 37,000 contribution + EUR 2,000 donation

Family dependents

Spouse, children up to 18 years old, and parents above 55 years old.

MALTA RESIDENCY BY INVESTMENT • SUMMARY

MALTA RESIDENCY LAW

The Malta Residency by Investment law, officially called the Malta Permanent Residence Programme, enacted in 2014 and further amended in 2021, serves as the program’s foundation, outlining the necessary qualifications and investment requirements. The act establishes the Malta Individual Investor Program Agency (MIPA) as the governmental entity administering the program. The MIPA Rules of 2014 outline the step-by-step procedures for application and approval.

PROGRAM BENEFITS

Simple process

Fast application processing time and approval of permanent residency within 4–6 months.

No residency requirements or interviews to obtain or maintain Malta’s residency.

A temporary residency permit (valid for one year) is issued upon submission.

Free mobility

Live in Malta for work and study without time limits (subject to program rules).

Malta is an English-speaking country with a diverse workforce.

Visa-free travel across Schengen (as applicable).

Lifestyle, work & tax

Include family members in one application (per dependent rules).

Attractive tax regime: taxes generally apply to income earned in Malta or transferred to Malta (case-dependent).

No capital gains tax / inheritance tax / wealth tax (program guidance may vary by case).

VISA-FREE TRAVEL

Schengen access

The Maltese residency permit allows Visa Free Travel to Europe including 28–29 countries in the Schengen zone (coverage can vary depending on official listings and updates).

Austria • V.F
Belgium • V.F
Croatia • V.F
Czechia • V.F
Denmark • V.F
Estonia • V.F
Finland • V.F
France • V.F
Germany • V.F
Italy • V.F
Netherlands • V.F
Spain • V.F

Want the full list? Use the “Check If You Need Visa” tool above or contact us to share the updated country list.

INVESTMENT TYPE & COSTS
OPTION 1 • REAL ESTATE PURCHASE
Minimum investment

375,000 EUR

Government contribution

37,000 EUR

Philanthropic donation

2,000 EUR

Administrative fee (Main applicant & spouse)

60,000 EUR

Each adult dependent

7,500 EUR

Proof of property ownership is required through a Land Registry certificate within three months before the application.

OPTION 2 • PROPERTY RENTAL
Minimum investment

14,000 EUR / annum

Government contribution

37,000 EUR

Philanthropic donation

2,000 EUR

Administrative fee (Main applicant & spouse)

60,000 EUR

Each adult dependent

7,500 EUR

Rental must be held for a minimum of 5 years.

Other costs

In addition to the required investment, there are other costs such as professional fees, document certifications (when applicable), courier fees, and other small disbursements. Contact us for a detailed quotation outlining all costs.

DUE DILIGENCE & APPLICATION FEES
Application fee (Main applicant)

5,000 EUR

Each dependent

7,500 EUR

Processing fee

1,000 EUR

Due diligence (Main applicant)

7,500 EUR

Due diligence (Each dependent)

5,000 EUR

Investment security

Malta has one of the most comprehensive due diligence procedures in the industry for its residency program, supporting program integrity and investor confidence.

APPLICATION PROCESS & TIMELINE
MONTH 1–2

Beginning the process

Next Citizen’s professional team assists with document collection and pre-screens your passport to confirm eligibility. You sign a retainer agreement and make a down payment for professional fees to start.

Once the application is ready, we submit it on your behalf. At submission, you pay Government Processing Fees, Due Diligence Fees, and submission invoice. You also pay part of the administrative fees (EUR 15,000 out of EUR 60,000).

MONTH 3–4

Government evaluation & investment process

After submission, you receive a one-year temporary residency permit. MIPA assesses eligibility and reviews financial, criminal, and medical records.

MIPA conducts due diligence on investment and source of funds (may include interviews and financial record review). The government decides within ~60 days. After approval, you proceed with donation and/or real estate steps, and remaining government fees are settled (as per invoicing process).

MONTH 6

Receiving your Maltese residency

If approved, the applicant is issued a residence permit (valid for one year) and can be renewed for a further five years according to program conditions.

Processing time can vary depending on due diligence and the individual case.

ELIGIBILITY REQUIREMENTS

Non-EU citizen

The applicant must be a non-EU and non-Swiss citizen.

Real estate investment

Make a qualifying investment through one of the available options with a licensed government agent.

Good character & funds

Clear criminal record and sufficient resources.

Capital assets not less than €500,000 (min €150,000 financial assets) or €650,000 (min €75,000 financial assets).

REQUIRED DOCUMENTS (GUIDE)

At Next Citizen, we assign a dedicated Document Collection Specialist for each case to streamline the process. The following list is for guidance only (not legal advice). A customised checklist is prepared after assessment.

Personal & family

Certified copies of passports • Birth certificates for children • Marriage certificate (if applicable).

Financial

Bank statements • Proof of net worth (≥ EUR 500,000) with required liquid assets.

Applicant info

Signed CV for each applicant • POA for each applicant • Passport-size photos (45mm × 35mm).

FAQS

What is MPRP?

A program offering non-EU citizens a Maltese residence permit through real estate (purchase or rent), plus a non-refundable contribution and a charitable donation.

Who can be included?

Main applicant (18+) can include spouse, children up to 18, and parents above 55 (as per rules).

How long does it take?

Typically 4–6 months depending on due diligence and the individual case.

Does it lead to citizenship?

Malta allows dual citizenship, but residency by investment is not automatically citizenship. Ask us about possible long-term pathways based on your profile.

DOWNLOAD

Malta Residency Brochure

Content: Program Overview • Citizenship Law • Benefits • Applicants Qualifications • Investment requirements • Application Fees • Document Checklist • Visa-free list

15 pages • 700KB (as provided)

CONTACT AN ADVISOR

Let’s discuss Malta options for you

Confidential consultation

Share your nationality, country of residence, and your goal (Malta residency by investment, family inclusion, property purchase or rental). We’ll guide you through the best route and required documents.

What we’ll cover

Eligibility, costs, checklist, timeline, and submission steps.

Response time

We aim to reply quickly during business hours.